1. Acceptance of Terms

By accessing or using Goal Oriented Budgeting services, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, you must not use our services.

2. Use of Services

You agree to use our services only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the services.

• Provide accurate and complete information during registration.
• Maintain the confidentiality of your account and login credentials.
• Notify us immediately of any unauthorized use of your account.

3. Financial Advice Disclaimer

All financial information, suggestions, or recommendations provided on this website are for general informational purposes only and do not constitute professional financial advice. Users should consult a licensed financial advisor for personalized guidance.

4. Limitation of Liability

Goal Oriented Budgeting is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services, website, or information provided therein.

5. Privacy & Data Protection

We respect your privacy and handle personal data according to our Privacy Policy. By using our services, you consent to our collection, use, and storage of information as described.

6. Changes to Terms

We may update these Terms & Conditions from time to time. Continued use of our services after changes constitute acceptance of the updated terms.